Our Services

Our entire practice has been designed to address two fundamental questions every client has of our industry:

          Question #1 is "Will I make it?"

          Question #2 is "Do I have any financial blind spots?"

To help answer the questions, we utilize a three-step diagnostic process -

  1. Step one is deep discovery. In this discovery phase, we look at your past financial history, your current financial structure and the financial objectives you've defined for your long-term well-being.
  2. Step two is to take all of that information, data and insight and come back with a written plan of action.
  3. Then and only then do we make specific and targeted recommendations designed to fulfill that plan and take you on your unique financial journey.

The comprehensive skill set we employ for each of our clients draws from solutions from complementary areas -

Investment & Retirement Planning Programs

  • Integrated Asset Allocation and Portfolio Design
  • Customized Asset Management Programs
  • Diversification Strategies
  • Alternative Investments
  • 401k/403b/457 Rollover Planning
  • Tax-efficient Retirement Distribution Planning

Tax Planning

  • Income Tax and Estate Tax Planning
  • Tax-advantaged investing
  • Charitable Gifting Programs

Income Protection and Asset Preservation

  • Income Replacement
  • Disability Protection
  • Long Term Care Strategies
  • Creditor Protection

Business Planning

  • Qualified Plan Design and Implementation
  • Non-Qualified Plan Design and Implementation
  • Buy-Sell Agreement Funding Strategies
  • Key Employee Retention Strategies

Estate Planning

  • Wealth Transfer and Tax Reduction Programs
  • Charitable Gifting
  • Trust Services

Insurance Planning

  • Life Insurance Analysis and Design
  • Life Insurance Policy Audits
  • Fixed and Variable Annuity Contract Audits

Education Planning

  • Section 529 College Savings Plans
  • Coverdell Education Savings Accounts
  • Uniform Gift to Minors Accounts (UGMA)
  • Uniform Transfer to Minors Accounts (UTMA)
  • Specialized Solutions